How to Choose a Certified Financial Planner®
When thinking about how to choose a CFP®, it is important to remember that, as with any professional, education matters.
In Canada, the gold standard for financial planning is the Certified Financial Planner® designation bestowed by FP Canada on candidates that have completed a rigorous study program, successfully passed two national exams, written a thesis-worthy financial plan and have over three years of experience in the finance industry.
Yes, we said the “finance industry.” The finance industry ranges from bank tellers to branch managers, insurance agents to portfolio managers, industry wholesalers to in-house administrative assistants. No wonder choosing a CFP® is so darn confusing.
As someone who worked taking care of others, owned her own professional optometric practice, created a partnership and ultimately sold her practice, our founder Roxanne Arnal has a breadth of experience in growing financial and personal wealth for herself. She also has experience having dealt with mutual fund advisors, stockbrokers, insurance agents, financial planners, bankers, lawyers and accountants—many of whom failed her at her most critical times.
The more you know, the better you do. As Roxanne re-educated herself in her new career (what she refers to as her calling), the more she learned, the angrier she got at all the bad and missing advice she had received. Not one to just sit and stew, she took this fire to create a financial planning business that truly strives to ask all the questions that need to be answered, even when you have no idea what those questions are. That’s experience you can count on!