Plan Smarter.
Grow Confidently
The Link Between – our partner site and your Hub for calculators, insights, and financial planning tools
Plan Smarter.
Our partner site, The Link Between, is your go-to resource for additional financial planning tools and educational content. Here, you’ll find a wide range of calculators, guides, and insights designed to help you make informed decisions about saving, investing, retirement, insurance, and more. Whenever you see content from us on this platform, it’s curated to give you practical strategies and actionable steps to achieve your financial goals. Explore the tools, learn at your own pace, and take control of your financial future with confidence.
Make informed financial decisions with confidence
From day‑to‑day budgeting to long‑term retirement planning, our suite of calculators and guides helps you see the full picture so you can save smarter, invest wisely, and protect what matters most.
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Build & Track Your Wealth
Net Worth Calculator
Understand where you stand by comparing assets and liabilities.
Cash Flow Calculator
Track monthly income and expenses to manage spending and save more.
Savings Growth Calculator
See the power of small increases and compounding over time.
Savings to Reach a Goal Calculator
Find out how much to save and how often to hit your target.
Passive Investment Income Calculator
Estimate potential income from your investments
Borrowing & Home Planning
Loan Calculator
Estimate monthly payments, interest costs, and total repayment.
Mortgage Calculator
Calculate payments and amortization to plan your purchase with confidence.
Debt Consolidation Calculator
Explore how consolidating can reduce interest and simplify repayment.
GIC Laddering Guide
Learn how staggering terms can balance security, access, and returns.
Retirement Readiness
Retirement Calculator
Assess if you’re on track for a comfortable retirement.
Capital Required for Income
Determine the investment needed to generate your desired income.
Will the Money Last?
Project how long your savings may sustain your lifestyle.
RRSP Tax Savings
See how RRSP contributions can reduce your taxes.
RRSP Withholding Tax Calculator
Estimate taxes on RRSP withdrawals before you act.
Optimizing Your RRSP Guide
Strategies to get the most from contributions and withdrawals.
CPP Benefits: Early or Later?
Understand the trade-offs of when to start CPP.
A Tale of Two RRSPs Guide
How timing contributions can impact long-term outcomes.
Protect What Matters
Needs Analysis
Identify the right amount of insurance coverage for your family.
Critical Illness Insurance Needs Calculator
Estimate coverage to protect finances during serious illness.
Disability Insurance Needs Calculator
Determine protection to safeguard your income if you can’t work.
Insure Your Earning Power Guide
Why your income is your greatest asset—and how to protect it.
Insure Your Earning Power Guide
Strengthening Your Safety Net with Critical Illness Insurance
Life Insurance Story
Real-world perspective on why coverage matters.
Final Tax Bite Calculator
Understand potential taxes at death to help preserve your estate.
Exploring Your Life Insurance Options
Compare policy types and choose confidently.
Insuring Your Greatest Asset
Protect your income and your future.
Smart Tax, Giving, Education & Goal Planning
Tax Calculator
Quickly estimate annual taxes to plan ahead.
Charitable Donations Calculator
Estimate tax credits and plan your giving strategically.
Start Education Planning Now
Build a solid strategy to fund future education.
The Ultimate Planning Tool for Prioritizing What You Want, When You Want
Organize goals, timelines, and trade-offs to create a realistic plan you can follow.
How It Works
- Pick a tool aligned with your goal (saving, borrowing, retiring, protecting).
- Enter your details—income, savings, debt, or coverage needs.
- Review your insights and explore “what‑if” scenarios.
- Get personalized guidance—book a quick call and we’ll help turn insights into action.
What You’ll Gain
- A clear, consolidated view of your finances
- Actionable next steps for saving, investing, and protecting your future
- Confidence to make big decisions backed by numbers, not guesswork
Why Use Our Tools?
Make decisions with confidence
See the trade-offs clearly and choose strategies that align with your goals: buying a home, funding education, retiring comfortably, or protecting your income.
Clarity you can act on
Get instant, easy-to-understand insights into savings growth, taxes, cash flow, retirement readiness, insurance needs, and more.
Plan with precision
Explore “what‑if” scenarios to fine‑tune contributions, timelines, interest rates, and coverage so your plan reflects your real life.
Save time & reduce stress
Centralize your planning. No spreadsheets required. Our calculators help you shortcut complexity and move forward faster.
Ready to Take the Next Step?
Start with a tool, finish with a plan.
Roxanne Arnal
- CFP®/CLU® certified advice and fiduciary care
- Business-owner and Optometric expertise, personalized to your goals and timeline
- Secure, confidential information handling