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Here, Certified Financial Planner®, Roxanne Arnal transforms financial concepts into accessible, actionable insights. Roxanne is committed to guiding you through the intricacies of financial planning, offering a wealth of knowledge on investments, budgeting, retirement planning, and more.
Whether you’re a seasoned investor or just starting on your financial journey, our blog provides a trusted resource to empower you with the tools and strategies needed for financial success. Join us in navigating the ever-changing landscape of personal finance, and let’s embark on a journey towards a secure and prosperous future together!
Dr. Roxanne Arnal, CFP®, CLU® When contemplating the sale or purchase of a business, understanding the nuances involved is crucial. Here’s a detailed, professional guide for both sellers and buyers to ensure informed decision-making. For Sellers Key considerations for sellers
Why Niche Targeting Gives Optometrists a Clearer Path to Financial Confidence In boutique eyecare, focus is everything. Walk into a specialized practice and you immediately feel the difference: curated products, intentional services, and a patient experience built around a clear purpose. These practices don’t try
Eight Tips for Spotting a Scam: How to Protect Yourself from Fraud Scams are everywhere and they’re becoming more sophisticated every day. From phishing emails and fake investment opportunities to fraudulent phone calls and text messages, scammers are constantly evolving
Celebrating Small Business Week: Empowering Canada’s Entrepreneurs As Small Business Week unfolds, it’s a time to celebrate the engines of our economy: the diverse and dynamic small businesses that form the backbone of Canada’s economic landscape. With over 1.2 million
Dr. Roxanne Arnal, CFP® ,CLU® Charitable giving offers numerous benefits, including improved mental and physical health, a sense of purpose and community, and, if structured correctly, tax advantages. Recently I spoke with Kelsey Gagnon, Associate Director, Advancement, School of Optometry
Dying without a will, also known as dying intestate, can have significant financial and personal consequences that many people do not fully understand. When working with your financial advisor, it is important to have an open and honest conversation about
In the age of TikTok trends and Instagram reels, it’s no surprise that financial advice has found its way into your social media feed. Enter the finfluencer, a new breed of influencer focused on money, investing, and personal finance.
Financial Planning for Your First Home By Dr. Roxanne Arnal, CFP® Buying your first home is an exciting milestone, but it can feel overwhelming, especially with rising real estate prices and extra costs like taxes and closing fees. Smart planning
Impersonation scams involve fraudsters pretending to be someone they are not, such as government officials, company representatives, or even friends and family members. The goal is to trick individuals into providing personal information, financial details, or making payments. These scams
2025 Financial Resolutions: Why You Should Reach Out to a Certified Financial Planner® Starting the Year with Financial Clarity and Confidence The new year is a natural time for reflection, resolutions, and fresh starts. As a financial planner, I
The advent of parenthood marks a transformative phase in life, introducing a multitude of responsibilities and considerations. Amidst the whirlwind of parenting—including new household needs, childcare logistics and sleepless nights—thoughts of post-secondary education can seem distant. Yet, time swiftly advances,
Are you an optometrist with retirement on the horizon? As you focus on providing clear vision for your patients, it’s equally crucial to have a clear plan for your financial future. Retirement planning can seem overwhelming, but with the
Dr. Roxanne Arnal, CFP® Taming the Holiday Shopping Impulse: A Guide to Reducing Emotional Spending at Christmas ‘Tis the season to be jolly, but for many of us, it’s also the season to spend beyond our means. The pressure to
Dr. Roxanne Arnal, CFP® Each year, we visit the accountant to review our corporate financial statements. This complex document often leaves us puzzled. However, grasping it is crucial for business growth and value. Here’s a concise guide: The Balance Sheet:
Dr. Roxanne Arnal, CFP® Holiday Season often tempts overspending. Realign with your financial goals. Understand and conquer debt by: Living Wisely: Avoid living beyond your means. Define your financial goals. Make sustainable choices over impulsive spending. Two Debt-Reduction Methods: Debt
Dr. Roxanne Arnal, CFP® After years of schooling, it’s time to transition into professional life. This exciting yet daunting phase brings new financial responsibilities. Here’s what to expect: Celebrate Responsibly: You’ve achieved a milestone, so celebrate, but be mindful of
Dr. Roxanne Arnal, CFP® Did you know insurance can be an investment? The reason? Taxation. Permanent Life Insurance: A Wealth-Building Tool There are two types of life insurance to support wealth building: Universal life insurance acts as term 100
Dr. Roxanne Arnal, CFP® Are you considering joining another individual or individuals in an ownership position? If so, this is what I call a business marriage. It’s the amalgamation of two or more people to operate a business. When two
I’m relieved to finally see my investments growing in a healthy, sustainable way. Before working with Roxanne, I was stuck in a bad insurance policy that was basically self-destructing and no one had ever taken the time to explain it to me. She broke it all down clearly, helped me understand what was really happening, and showed me a completely new way to think about financial planning and wealth management. I finally feel confident about my financial future.
Estate planning to me was a daunting and stressful task. I knew it had to be done but where do I begin? How do I divide my estate? To whom? How much? The list goes on. However, lucky for me my estate planner, Roxanne Arnal has my back. What an enormous relief to have a person who knows the right questions to ask and delves into areas you had no idea existed. In the end, having an estate planner and having a plan in place is the best move you can make for your own piece of mind!
We have enjoyed and trusted Roxanne since we started doing business with her some five years ago. Over that period of time, Roxanne has expanded her knowledge and association with some great investment minds. Confidence is required in any relationship, and we are confident with Roxanne and her team even in these volatile times. We are looking forward to a great future.
Roxanne has provided me with peace of mind financially and a clear path to retirement.
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